A copay under the vision benefit is the flat dollar amount of a claim that you are required to pay for a
visit or procedure. Copay is sometimes confused with coinsurance.
How it works
- Chris visits an in-network optometrist for an eye exam which costs $150.
- Chris' plan includes a copay of $20.
- They’re responsible only for $20 at the time of the visit, and Chris' benefit plan pays the remaining $130.