A qualifying life event is a significant change in a person's situation that allows them to change or enroll in benefits outside of the plan’s open enrollment period and regular benefit period restrictions. More information about qualifying life events can be found here.
Examples
- Changes in household
- Getting married or divorced
- Having a baby or adopting a child
- Death in the family
- Other qualifying events
- Changes in your income that affect the coverage you qualify for
- Gaining membership in a federally recognized tribe or status as an Alaska Native Claims Settlement Act (ANCSA) corporation shareholder
- Becoming a U.S. citizen
- Leaving incarceration (jail or prison)
- AmeriCorps members starting or ending their service
- Loss of health coverage
- Losing existing health coverage, including job-based, individual, and student plans
- Losing eligibility for Medicare, Medicaid, or CHIP
- Turning 26~ and losing coverage through a parent’s plan
- Changes in residence
- Moving to a different ZIP code or county
- A student moving to or from the place they attend school
- A seasonal worker moving to or from the place they both live and work
- Moving to or from a shelter or other transitional housing
~ Information obtained from Department of Labor (dol.gov), https://tinyurl.com/uzknh4u8, 2022.